Stablecoins

What are Stablecoins?

Stablecoins are cryptocurrencies pegged to real-world assets like the U.S. dollar, designed to maintain a stable value. They combine blockchain’s speed and global reach with the reliability of fiat currencies — revolutionizing international payroll and cross-border payments.

How Stablecoins Work

Stablecoins fall into three main types:

• Fiat-backed – Pegged 1:1 to currencies like USD (e.g. USDC, USDT), held in reserve

• Crypto-backed – Secured by collateralized crypto assets (e.g. DAI)

• Algorithmic – Maintains price through supply control, but considered riskier

They enable instant, peer-to-peer transactions across borders — without banks, FX fees, or delays.

Why Stablecoins Matter

For international teams and startups, stablecoins deliver:

• Cost savings – Skip FX and wire fees

• Speed – Instant transfers, even across continents

• Financial access – Works in underbanked regions like LATAM or Africa

• Earnings protection – Hedge against local currency depreciation

• Scalability – Expand into new countries without needing local banks

They’re ideal for remote teams, freelancers, and platforms operating globally.

Example Use Case

A Brazilian developer earns $2,000 in USDC via SigmaRemote:

• Funds arrive instantly — no SWIFT or intermediary delays

• No 3% FX markup — they receive the full amount

• They can hold USDC or convert to Reais when rates are favorable

Related Glossary Terms

• USDC

• USDT

• USD Wallet

• Crypto Payroll

Explore More

Unlock instant, fee-free payroll with stablecoins →
Compare USDC vs USDT →
Explore compliant crypto payout options →