SigmaRemote vs Rippling — A Simpler, Contractor-First Alternative
Rippling bundles HR, payroll, and IT—but for contractor payments it’s complex and costly. Discover why fast-growing teams choose SigmaRemote for transparent pricing, wallet-based payouts, and global ease.
4.8
5k Satisfied Customers
4.8
5k Satisfied Customers
Side-by-Side on What Really Matters
Rippling
$8–$35/month per user; contractor module grossly expensive; pricing requires quote & contract
$8–$35/month per user; contractor module grossly expensive; pricing requires quote & contract
FX markup passed to contractor; no disclosure online; hidden rate variability.
FX markup passed to contractor; no disclosure online; hidden rate variability.
SWIFT & local payouts can carry $20–$50 intermediary bank fees.
SWIFT & local payouts can carry $20–$50 intermediary bank fees.
2–4+ days via SWIFT; slow in less compliant markets.
2–4+ days via SWIFT; slow in less compliant markets.
No USD wallet access; forced conversions; limited crypto payouts.
No USD wallet access; forced conversions; limited crypto payouts.
Manual portal-based onboarding; contracts, KYC, and sales delays.
Manual portal-based onboarding; contracts, KYC, and sales delays.
Support and billing issues; contract lock-ins.
Support and billing issues; contract lock-ins.
Sigma
$18/month per active contractor — reduced rates for teams of 20+
$18/month per active contractor — reduced rates for teams of 20+
0% FX with USD wallets; ~1% FX only if converting to local currency
0% FX with USD wallets; ~1% FX only if converting to local currency
$0 with USD wallet (no forced conversions)
$0 with USD wallet (no forced conversions)
1-2 business days, or instant with USDC. Optimized infrastructure
1-2 business days, or instant with USDC. Optimized infrastructure
Contractors hold USD wallet, choose when and how to convert
Contractors hold USD wallet, choose when and how to convert
<15 min mobile onboarding
<15 min mobile onboarding
Fast, human‑first support optimized for contractor payouts
Fast, human‑first support optimized for contractor payouts
Pain Points with Rippling
Pain Points with Rippling
Pain Points with Rippling
Key frustrations cited by teams using Rippling for contractor payments:
Key frustrations cited by teams using Rippling for contractor payments:
Key frustrations cited by teams using Rippling for contractor payments:
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
Hidden FX markups – FX conversion rates aren’t published or guaranteed, meaning businesses can’t lock in predictable payout costs
Hidden FX markups – FX conversion rates aren’t published or guaranteed, meaning businesses can’t lock in predictable payout costs
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
Limited currency control – No built-in USD wallet for contractors, meaning businesses can’t give teams the choice to hold USD and convert at favorable times.
Limited currency control – No built-in USD wallet for contractors, meaning businesses can’t give teams the choice to hold USD and convert at favorable times.
Onboarding tied to sales cycles – Account setup and compliance clearance are often linked to negotiated deals, slowing time-to-hire
Onboarding tied to sales cycles – Account setup and compliance clearance are often linked to negotiated deals, slowing time-to-hire
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
Hidden FX markups – FX conversion rates aren’t published or guaranteed, meaning businesses can’t lock in predictable payout costs
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
Limited currency control – No built-in USD wallet for contractors, meaning businesses can’t give teams the choice to hold USD and convert at favorable times.
Onboarding tied to sales cycles – Account setup and compliance clearance are often linked to negotiated deals, slowing time-to-hire
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
Hidden FX markups – FX conversion rates aren’t published or guaranteed, meaning businesses can’t lock in predictable payout costs
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
Limited currency control – No built-in USD wallet for contractors, meaning businesses can’t give teams the choice to hold USD and convert at favorable times.
Onboarding tied to sales cycles – Account setup and compliance clearance are often linked to negotiated deals, slowing time-to-hire
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Why SigmaRemote Wins
Why SigmaRemote Wins
Why SigmaRemote Wins
The smarter, leaner alternative for global contractor payments:
The smarter, leaner alternative for global contractor payments:
The smarter, leaner alternative for global contractor payments:
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
See Common Question and Answer
See Common Question and Answer
See Common Question and Answer
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
We get you to every country
We get you to every country
We get you to every country
From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.
From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.
From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.
160+ countries
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
To hire from.
Incorporated outside of the U.S.?
International companies can also use Sigma. Book a demo to learn more.
Analytics and Reporting
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust