SigmaRemote vs Rippling — A Simpler, Contractor-First Alternative
Rippling bundles HR, payroll, and IT—but for contractor payments it’s complex and costly. Discover why fast-growing teams choose SigmaRemote for transparent pricing, wallet-based payouts, and global ease.
4.8
325k Satisfied Customers
4.8
325k Satisfied Customers
Comparison Table
Feature
Feature
Feature
Rippling
Rippling
Rippling
Rippling
Sigma
Sigma
Sigma
Sigma
Pricing
Pricing
Pricing
Pricing
❌ $8–$35/month per user; contractor module grossly expensive; pricing requires quote & contract
❌ $8–$35/month per user; contractor module grossly expensive; pricing requires quote & contract
❌ $8–$35/month per user; contractor module grossly expensive; pricing requires quote & contract
❌ $8–$35/month per user; contractor module grossly expensive; pricing requires quote & contract
✅ Flat $10 per payment
✅ Flat $10 per payment
✅ Flat $10 per payment
✅ Flat $10 per payment
FX Fees
FX Fees
FX Fees
FX Fees
❌ FX markup passed to contractor; no disclosure online; hidden rate variability.
❌ FX markup passed to contractor; no disclosure online; hidden rate variability.
❌ FX markup passed to contractor; no disclosure online; hidden rate variability.
❌ FX markup passed to contractor; no disclosure online; hidden rate variability.
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
Withdrawal Fees
Withdrawal Fees
Withdrawal Fees
Withdrawal Fees
❌ SWIFT & local payouts can carry $20–$50 intermediary bank fees.
❌ SWIFT & local payouts can carry $20–$50 intermediary bank fees.
❌ SWIFT & local payouts can carry $20–$50 intermediary bank fees.
❌ SWIFT & local payouts can carry $20–$50 intermediary bank fees.
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
Payment Speed
Payment Speed
Payment Speed
Payment Speed
❌ 2–4+ days via SWIFT; slow in less compliant markets.
❌ 2–4+ days via SWIFT; slow in less compliant markets.
❌ 2–4+ days via SWIFT; slow in less compliant markets.
❌ 2–4+ days via SWIFT; slow in less compliant markets.
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
Contractor Experience
Contractor Experience
Contractor Experience
Contractor Experience
❌ No USD wallet access; forced conversions; limited crypto payouts.
✅ USD wallet, crypto support, fast onboarding
✅ USD wallet, crypto support, fast onboarding
✅ USD wallet, crypto support, fast onboarding
✅ USD wallet, crypto support, fast onboarding
Onboarding Process
Onboarding Process
Onboarding Process
Onboarding Process
⚠️ Manual portal-based onboarding; contracts, KYC, and sales delays.
⚠️ Manual portal-based onboarding; contracts, KYC, and sales delays.
⚠️ Manual portal-based onboarding; contracts, KYC, and sales delays.
⚠️ Manual portal-based onboarding; contracts, KYC, and sales delays.
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
Customer Support
Customer Support
Customer Support
Customer Support
⚠️ Support and billing issues; contract lock-ins.
⚠️ Support and billing issues; contract lock-ins.
⚠️ Support and billing issues; contract lock-ins.
⚠️ Support and billing issues; contract lock-ins.
✅ Real human support — no ticket blackholes
✅ Real human support — no ticket blackholes
✅ Real human support — no ticket blackholes
✅ Real human support — no ticket blackholes
Pain Points with Rippling
Pain Points with Rippling
Pain Points with Rippling
Key frustrations cited by teams using Rippling for contractor payments:
Key frustrations cited by teams using Rippling for contractor payments:
Key frustrations cited by teams using Rippling for contractor payments:
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
FX costs hidden: Contractors often shoulder FX markups; Rippling doesn’t disclose or guarantee rates.
FX costs hidden: Contractors often shoulder FX markups; Rippling doesn’t disclose or guarantee rates.
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
No contractor financial autonomy: Without USD wallet, contractors can’t choose when or how to convert.
No contractor financial autonomy: Without USD wallet, contractors can’t choose when or how to convert.
Onboarding friction: Platform onboarding tied to sales quotes and compliance reviews, increasing time to hire.
Onboarding friction: Platform onboarding tied to sales quotes and compliance reviews, increasing time to hire.
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
FX costs hidden: Contractors often shoulder FX markups; Rippling doesn’t disclose or guarantee rates.
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
No contractor financial autonomy: Without USD wallet, contractors can’t choose when or how to convert.
Onboarding friction: Platform onboarding tied to sales quotes and compliance reviews, increasing time to hire.
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Confusing, stacked pricing: Thousands in hidden monthly costs unless you negotiate. Basic payroll starts at $8–$35/user/month, contractor features require consulting.
FX costs hidden: Contractors often shoulder FX markups; Rippling doesn’t disclose or guarantee rates.
Correspondent bank charges: Even after Rippling sends payment, intermediary banks deduct $20–$50, reducing payouts.
Slow cross-border payouts: Especially in emerging markets, SWIFT delays push timelines to days or weeks.
No contractor financial autonomy: Without USD wallet, contractors can’t choose when or how to convert.
Onboarding friction: Platform onboarding tied to sales quotes and compliance reviews, increasing time to hire.
Customer support pain: Reports of sudden billing spikes, long-term contracts, and limited support responses.
Why SigmaRemote Wins
Why SigmaRemote Wins
Why SigmaRemote Wins
The smarter, leaner alternative for global contractor payments:
The smarter, leaner alternative for global contractor payments:
The smarter, leaner alternative for global contractor payments:
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
See Common Question and Answer
See Common Question and Answer
See Common Question and Answer
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
A management platform to help you succeed
A management platform to help you succeed
A management platform to help you succeed
Simplify your workforce's time management with our intuitive HR Management.
Simplify your workforce's time management with our intuitive HR Management.
Simplify your workforce's time management with our intuitive HR Management.
160+ countries
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Putting our customers at the heart of everything we do, we strive.
12M secured users
Putting our customers at the heart of everything we do, we strive.
Analytics and Reporting
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust