SigmaRemote vs PayPal — Designed for Transparent Contractor Payments, Not Merchant Relays
PayPal is built for online sales, customer payments, and consumer transfers—not lean, international contractor payouts. Discover why teams switch to SigmaRemote for flat‑fee USD wallet payouts, minimal FX, and global control.
Side-by-Side on What Really Matters
PayPal
Buyers often pay 2.99%–3.49% + fixed fee; +1.5% for international. Mass Payouts cost 2% of payment.
PayPal adds 3–4% FX spread on top of mid-market rate; currency conversion fees up to 4.5%
Receiving USD internationally costs 1.5% + fixed fee, plus conversion if currency differs.
Payouts take 1–3 business days depending on region and bank; mass payouts align with batch schedule.
No contractor-centric wallet flow. Recipients must accept funds and convert—no autonomy.
Designed for merchants. Set up flows center on buyers and compliance, not contractor payouts.
Support optimized for conflict resolution in sales and payments—contractor payout issues are deprioritized.
Sigma
$18/month per active contractor — reduced rates for teams of 20+
0% FX with USD wallets; ~1% FX only if converting to local currency
$0 with USD wallet (no forced conversions)
1-2 business days, or instant with USDC. Optimized infrastructure
Contractors hold USD wallet, choose when and how to convert
<15 min mobile onboarding
Fast, human‑first support optimized for contractor payouts
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
160+ countries
To hire from.
Incorporated outside of the U.S.?
International companies can also use Sigma. Book a demo to learn more.
Analytics and Reporting
