Say Goodbye to Hidden FX and Slow Wires — Meet the Alternative to Gusto
Gusto is built for HR. SigmaRemote is built for speed.
Ditch hidden FX, slow wires, and admin friction. Switch to flat-fee global payouts your contractors actually prefer.
4.8
325k Satisfied Customers
4.8
325k Satisfied Customers
Comparison Table
Feature
Feature
Feature
Gusto
Gusto
Gusto
Gusto
Sigma
Sigma
Sigma
Sigma
Pricing
Pricing
Pricing
Pricing
❌ $35/month base + $6 per contractor
❌ $35/month base + $6 per contractor
❌ $35/month base + $6 per contractor
❌ $35/month base + $6 per contractor
✅ Flat $10 per payment
✅ Flat $10 per payment
✅ Flat $10 per payment
✅ Flat $10 per payment
FX Fees
FX Fees
FX Fees
FX Fees
❌ 1–2.5% FX markup hidden in exchange rate — contractor receives less than what you send.
❌ 1–2.5% FX markup hidden in exchange rate — contractor receives less than what you send.
❌ 1–2.5% FX markup hidden in exchange rate — contractor receives less than what you send.
❌ 1–2.5% FX markup hidden in exchange rate — contractor receives less than what you send.
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
Withdrawal Fees
Withdrawal Fees
Withdrawal Fees
Withdrawal Fees
❌ May incur $20–$50 in SWIFT/intermediary bank deductions — Gusto doesn't cover these.
❌ May incur $20–$50 in SWIFT/intermediary bank deductions — Gusto doesn't cover these.
❌ May incur $20–$50 in SWIFT/intermediary bank deductions — Gusto doesn't cover these.
❌ May incur $20–$50 in SWIFT/intermediary bank deductions — Gusto doesn't cover these.
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
Payment Speed
Payment Speed
Payment Speed
Payment Speed
❌ 2–5 business days depending on country, currency, and bank route.
❌ 2–5 business days depending on country, currency, and bank route.
❌ 2–5 business days depending on country, currency, and bank route.
❌ 2–5 business days depending on country, currency, and bank route.
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
✅ 1-2 business days, or instant with USDC. Optimized infrastructure
Contractor Experience
Contractor Experience
Contractor Experience
Contractor Experience
❌ No wallet support; payouts always auto-convert to local currency. Limited payout control.
✅ USD wallet, crypto support, fast onboarding
✅ USD wallet, crypto support, fast onboarding
✅ USD wallet, crypto support, fast onboarding
✅ USD wallet, crypto support, fast onboarding
Onboarding Process
Onboarding Process
Onboarding Process
Onboarding Process
⚠️ HR-led setup with forms and contracts; W-8 BEN form collection.
⚠️ HR-led setup with forms and contracts; W-8 BEN form collection.
⚠️ HR-led setup with forms and contracts; W-8 BEN form collection.
⚠️ HR-led setup with forms and contracts; W-8 BEN form collection.
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
Customer Support
Customer Support
Customer Support
Customer Support
⚠️ S24/7 support available, but global contractor issues often face delays or canned responses.
⚠️ S24/7 support available, but global contractor issues often face delays or canned responses.
⚠️ S24/7 support available, but global contractor issues often face delays or canned responses.
⚠️ S24/7 support available, but global contractor issues often face delays or canned responses.
✅ Human-first support — fast and helpful
✅ Human-first support — fast and helpful
✅ Human-first support — fast and helpful
✅ Human-first support — fast and helpful
Pain Points with Gusto
Pain Points with Gusto
Pain Points with Gusto
What frustrates founders and contractors using Gusto for international payments:
What frustrates founders and contractors using Gusto for international payments:
What frustrates founders and contractors using Gusto for international payments:
Hidden FX markups: Gusto bakes a 1–2.5% FX fee into the exchange rate, with no visibility or control for sender or recipient.
Hidden FX markups: Gusto bakes a 1–2.5% FX fee into the exchange rate, with no visibility or control for sender or recipient.
Surprise withdrawal costs: Contractors may receive $20–$50 less due to SWIFT and intermediary bank fees — and Gusto doesn’t cover it.
Surprise withdrawal costs: Contractors may receive $20–$50 less due to SWIFT and intermediary bank fees — and Gusto doesn’t cover it.
No wallet control: Contractors can’t hold USD or decide when to convert. Payouts are always auto-converted to local currency.
No wallet control: Contractors can’t hold USD or decide when to convert. Payouts are always auto-converted to local currency.
Slow cross-border payments: Transfers take 2–5 business days, especially in emerging markets.
Slow cross-border payments: Transfers take 2–5 business days, especially in emerging markets.
Clunky onboarding for global contractors: Admins must manually upload W-8 BEN forms and manage contract setup through the HR portal.
Clunky onboarding for global contractors: Admins must manually upload W-8 BEN forms and manage contract setup through the HR portal.
Support not optimized for global issues: Gusto’s 24/7 support often falls short when resolving international payout or compliance issues.
Support not optimized for global issues: Gusto’s 24/7 support often falls short when resolving international payout or compliance issues.
Hidden FX markups: Gusto bakes a 1–2.5% FX fee into the exchange rate, with no visibility or control for sender or recipient.
Surprise withdrawal costs: Contractors may receive $20–$50 less due to SWIFT and intermediary bank fees — and Gusto doesn’t cover it.
No wallet control: Contractors can’t hold USD or decide when to convert. Payouts are always auto-converted to local currency.
Slow cross-border payments: Transfers take 2–5 business days, especially in emerging markets.
Clunky onboarding for global contractors: Admins must manually upload W-8 BEN forms and manage contract setup through the HR portal.
Support not optimized for global issues: Gusto’s 24/7 support often falls short when resolving international payout or compliance issues.
Hidden FX markups: Gusto bakes a 1–2.5% FX fee into the exchange rate, with no visibility or control for sender or recipient.
Surprise withdrawal costs: Contractors may receive $20–$50 less due to SWIFT and intermediary bank fees — and Gusto doesn’t cover it.
No wallet control: Contractors can’t hold USD or decide when to convert. Payouts are always auto-converted to local currency.
Slow cross-border payments: Transfers take 2–5 business days, especially in emerging markets.
Clunky onboarding for global contractors: Admins must manually upload W-8 BEN forms and manage contract setup through the HR portal.
Support not optimized for global issues: Gusto’s 24/7 support often falls short when resolving international payout or compliance issues.
Why SigmaRemote Wins
Why SigmaRemote Wins
Why SigmaRemote Wins
A better approach for paying international contractors:
A better approach for paying international contractors:
A better approach for paying international contractors:
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
Flat Fees, No Surprises: Just $10 per payment. 0% FX when paying to USD wallets. Only ~1% FX if the contractor chooses to convert to local currency.
USD Wallets Built In: Contractors keep 100% of what you send — no forced conversion.
Faster Payouts, Globally: 1–2 business day transfers or instant stablecoin delivery via USDC/USDT.
Better for LATAM, Africa, Asia: Mobile-first onboarding, crypto-native infrastructure, and wallet support.
No Shutdown Surprises: Real human support helps your team stay paid — fast.
See Common Question and Answer
See Common Question and Answer
See Common Question and Answer
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
A management platform to help you succeed
A management platform to help you succeed
A management platform to help you succeed
Simplify your workforce's time management with our intuitive HR Management.
Simplify your workforce's time management with our intuitive HR Management.
Simplify your workforce's time management with our intuitive HR Management.
160+ countries
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Putting our customers at the heart of everything we do, we strive.
12M secured users
Putting our customers at the heart of everything we do, we strive.
Analytics and Reporting
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust