SigmaRemote vs Payoneer — Lower Costs, Faster Global Payroll for Your Team
Payoneer’s FX markups and slow payouts cost businesses thousands per year. SigmaRemote helps you cut payment costs by up to 70%, pay in 1–2 days, and streamline payroll for global contractors.
4.8
5k Satisfied Customers
4.8
5k Satisfied Customers
Side-by-Side on What Really Matters
Payoneer
No flat pricing. Hidden FX and withdrawal fees can quickly add up.
No flat pricing. Hidden FX and withdrawal fees can quickly add up.
3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent
3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent
Additional 2-3% deducted on receipt
Additional 2-3% deducted on receipt
3-5 business days, delays are common
3-5 business days, delays are common
Clunky UI, limited payout flexibility
Clunky UI, limited payout flexibility
Manual forms and long wait times
Manual forms and long wait times
Often no response. Up to 3% accounts shut down
Often no response. Up to 3% accounts shut down
Sigma
$18/month per active contractor — reduced rates for teams of 20+
$18/month per active contractor — reduced rates for teams of 20+
0% FX with USD wallets; ~1% FX only if converting to local currency
0% FX with USD wallets; ~1% FX only if converting to local currency
$0 with USD wallet (no forced conversions)
$0 with USD wallet (no forced conversions)
1-2 business days, optimized infrastructure
1-2 business days, optimized infrastructure
Clean dashboard, USD wallet control
Clean dashboard, USD wallet control
<15 min mobile onboarding
<15 min mobile onboarding
Real human support — no ticket blackholes
Real human support — no ticket blackholes
Pain Points with Payoneer
Pain Points with Payoneer
Pain Points with Payoneer
What’s slowing your payroll down? Here’s how Payoneer’s costs and inefficiencies affect global teams:
What’s slowing your payroll down? Here’s how Payoneer’s costs and inefficiencies affect global teams:
What’s slowing your payroll down? Here’s how Payoneer’s costs and inefficiencies affect global teams:
High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.
High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.
Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.
Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.
Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.
Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.
Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.
High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.
Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.
Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.
High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.
Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.
Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.
Why SigmaRemote Wins
Why SigmaRemote Wins
Why SigmaRemote Wins
Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.
Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.
Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
See Common Question and Answer
See Common Question and Answer
See Common Question and Answer
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
We get you to every country
We get you to every country
We get you to every country
From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.
From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.
From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.
160+ countries
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
To hire from.
Incorporated outside of the U.S.?
International companies can also use Sigma. Book a demo to learn more.
Analytics and Reporting
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust