SigmaRemote vs Payoneer — A Smarter Way to Pay Global Contractors
Tired of 3–5% FX markups and 5-day payout delays? Join the teams switching to SigmaRemote for faster, cheaper, contractor-first global payroll.
4.8
325k Satisfied Customers
4.8
325k Satisfied Customers
Comparison Table
Feature
Feature
Feature
Payoneer
Payoneer
Payoneer
Payoneer
Sigma
Sigma
Sigma
Sigma
Pricing
Pricing
Pricing
Pricing
❌ No flat pricing. Hidden FX + withdrawal fees can add up fast
❌ No flat pricing. Hidden FX + withdrawal fees can add up fast
❌ No flat pricing. Hidden FX + withdrawal fees can add up fast
❌ No flat pricing. Hidden FX + withdrawal fees can add up fast
✅ Flat $10 per payment
✅ Flat $10 per payment
✅ Flat $10 per payment
✅ Flat $10 per payment
FX Fees
FX Fees
FX Fees
FX Fees
❌ 3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent
❌ 3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent
❌ 3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent
❌ 3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
✅ 0% FX with USD wallets; ~1% FX only if converting to local currency
Landing & Withdrawal Fees
Landing & Withdrawal Fees
Landing & Withdrawal Fees
Landing & Withdrawal Fees
❌ Additional 2-3% deducted on receipt
❌ Additional 2-3% deducted on receipt
❌ Additional 2-3% deducted on receipt
❌ Additional 2-3% deducted on receipt
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
✅ $0 with USD wallet (no forced conversions)
Payment Speed
Payment Speed
Payment Speed
Payment Speed
❌ 3-5 business days, delays are common
❌ 3-5 business days, delays are common
❌ 3-5 business days, delays are common
❌ 3-5 business days, delays are common
✅ 1-2 business days, optimized infrastructure
✅ 1-2 business days, optimized infrastructure
✅ 1-2 business days, optimized infrastructure
✅ 1-2 business days, optimized infrastructure
Contractor Experience
Contractor Experience
Contractor Experience
Contractor Experience
❌ Clunky UI, limited payout flexibility
❌ Clunky UI, limited payout flexibility
❌ Clunky UI, limited payout flexibility
❌ Clunky UI, limited payout flexibility
✅ Clean dashboard, USD wallet control
✅ Clean dashboard, USD wallet control
✅ Clean dashboard, USD wallet control
✅ Clean dashboard, USD wallet control
Onboarding Process
Onboarding Process
Onboarding Process
Onboarding Process
⚠️ Manual forms and long wait times
⚠️ Manual forms and long wait times
⚠️ Manual forms and long wait times
⚠️ Manual forms and long wait times
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
✅ <15 min mobile onboarding
Customer Support
Customer Support
Customer Support
Customer Support
❌ Often no response. Up to 3% accounts shut down
❌ Often no response. Up to 3% accounts shut down
❌ Often no response. Up to 3% accounts shut down
❌ Often no response. Up to 3% accounts shut down
✅ Real human support — no ticket blackholes
✅ Real human support — no ticket blackholes
✅ Real human support — no ticket blackholes
✅ Real human support — no ticket blackholes
Pain Points with Payoneer
Pain Points with Payoneer
Pain Points with Payoneer
What’s slowing your team down? Here’s what contractors and teams say about Payoneer:
What’s slowing your team down? Here’s what contractors and teams say about Payoneer:
What’s slowing your team down? Here’s what contractors and teams say about Payoneer:
FX Markups: Up to 3.5% above the mid-market rate — contractors lose ~$35 per $1,000 sent.
FX Markups: Up to 3.5% above the mid-market rate — contractors lose ~$35 per $1,000 sent.
Hidden Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, and a $29.95 inactivity charge for underused accounts.
Hidden Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, and a $29.95 inactivity charge for underused accounts.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Account Freezes & Poor Support: Users report unexpected account holds and slow, automated compliance reviews with little human support.
Account Freezes & Poor Support: Users report unexpected account holds and slow, automated compliance reviews with little human support.
Clunky UX: Dashboard is confusing, and fund access is slow for new users — especially on mobile.
Clunky UX: Dashboard is confusing, and fund access is slow for new users — especially on mobile.
FX Markups: Up to 3.5% above the mid-market rate — contractors lose ~$35 per $1,000 sent.
Hidden Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, and a $29.95 inactivity charge for underused accounts.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Account Freezes & Poor Support: Users report unexpected account holds and slow, automated compliance reviews with little human support.
Clunky UX: Dashboard is confusing, and fund access is slow for new users — especially on mobile.
FX Markups: Up to 3.5% above the mid-market rate — contractors lose ~$35 per $1,000 sent.
Hidden Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, and a $29.95 inactivity charge for underused accounts.
Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.
Account Freezes & Poor Support: Users report unexpected account holds and slow, automated compliance reviews with little human support.
Clunky UX: Dashboard is confusing, and fund access is slow for new users — especially on mobile.
Why SigmaRemote Wins
Why SigmaRemote Wins
Why SigmaRemote Wins
Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.
Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.
Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.
Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.
Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.
Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.
Real Human Support: Mobile-first support, no tickets or shutdown surprises.
See Common Question and Answer
See Common Question and Answer
See Common Question and Answer
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
What sets Sigma apart from other payroll platforms?
Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.
How does Sigma ensure that workers receive local-like benefits?
Is it easy to switch to Sigma?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
Can I customize the categories for my expenses and income?
Are there any hidden fees in your pricing plans?
How secure is my financial data within the platform?
A management platform to help you succeed
A management platform to help you succeed
A management platform to help you succeed
Simplify your workforce's time management with our intuitive HR Management.
Simplify your workforce's time management with our intuitive HR Management.
Simplify your workforce's time management with our intuitive HR Management.
160+ countries
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Argentina
Guinea
Scotland
Ecuador
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Europe
Brazil
Romania
Vietnam
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Canada
Belgium
Paraguay
Argentina
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Myanmar
Cayman
Qatar
Honduras
Putting our customers at the heart of everything we do, we strive.
12M secured users
Putting our customers at the heart of everything we do, we strive.
Analytics and Reporting
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Grow Your Team, Grow Your Business
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources
🛡 Trust
The payroll platform for businesses powered by global emerging talent.
© 2025 SigmaRemote. All rights reserved.
🏢 Company
🏢 Why Remote Teams choose us
🏢 Why Gig Platforms choose us
📚 Resources