Pricing

About

Contact

Resources

Log in

Book a Demo

Pricing

About

Contact

Resources

Log in

Book a Demo

Pricing

About

Contact

Resources

Log in

Book a Demo

SigmaRemote vs Payoneer — Lower Costs, Faster Global Payroll for Your Team

Payoneer’s FX markups and slow payouts cost businesses thousands per year. SigmaRemote helps you cut payment costs by up to 70%, pay in 1–2 days, and streamline payroll for global contractors.

Book a Demo

4.8

5k Satisfied Customers

4.8

5k Satisfied Customers

Side-by-Side on What Really Matters

Payoneer

No flat pricing. Hidden FX and withdrawal fees can quickly add up.

3–3.5% FX markup + extra fees — contractors lose ~$35 per $1,000 sent

Additional 2-3% deducted on receipt

3-5 business days, delays are common

Clunky UI, limited payout flexibility

Manual forms and long wait times

Often no response. Up to 3% accounts shut down

Sigma

$18/month per active contractor — reduced rates for teams of 20+

0% FX with USD wallets; ~1% FX only if converting to local currency

$0 with USD wallet (no forced conversions)

1-2 business days, optimized infrastructure

Clean dashboard, USD wallet control

<15 min mobile onboarding

Real human support — no ticket blackholes

Pain Points with Payoneer

Pain Points with Payoneer

What’s slowing your payroll down? Here’s how Payoneer’s costs and inefficiencies affect global teams:

What’s slowing your payroll down? Here’s how Payoneer’s costs and inefficiencies affect global teams:

High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.

Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.

Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.

Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.

Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.

High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.

Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.

Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.

Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.

Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.

High FX Markups: Up to 3.5% above the mid‑market rate — costing your business ~$35 for every $1,000 sent.

Hidden Transaction Fees: $3.15 per ATM withdrawal, 1–2% withdrawal fees, plus a $29.95 annual inactivity fee for unused accounts.

Slow Payouts: Bank transfers can take 2–5 business days, delaying contractor cash flow.

Account Freezes & Compliance Delays: Unexpected account holds and lengthy automated reviews can disrupt scheduled payroll.

Clunky User Experience: A confusing dashboard and slow fund access — especially on mobile — make payout management harder for finance teams.

Why SigmaRemote Wins

Why SigmaRemote Wins

Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.

Built to fix everything Payoneer got wrong — faster, cheaper, and made for modern global teams.

Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.

Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.

Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.

Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.

Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.

Real Human Support: Mobile-first support, no tickets or shutdown surprises.

Flat Fees, No Surprises: $18/month per active contractor — reduced rates for teams of 20+. 0% FX on USD wallet payments; ~1% FX when currency conversion is required.

Keep More of Every Payment: With USD wallets, contractors keep 100% of what you send — no forced FX or hidden fees.

Get Paid Fast: Payouts arrive in 1–2 days, or instantly via stablecoins like USDC.

Flexible Payout Options: Pay to USD wallets, local banks, crypto, or global Visa cards.

Built for Emerging Markets: Optimized onboarding and payout rails for LATAM, Africa, and Asia.

Real Human Support: Mobile-first support, no tickets or shutdown surprises.

See Common Question and Answer

See Common Question and Answer

What sets Sigma apart from other payroll platforms?

Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.

How does Sigma ensure that workers receive local-like benefits?

Is it easy to switch to Sigma?

What sets Sigma apart from other payroll platforms?

Unlike existing payroll services, Sigma is designed with the worker in mind. We provide unique financial tools, such as USD savings wallets and flexible payment options, ensuring that contractors not only get paid but also have the resources to thrive, empowering you to attract and retain the talent that drives your company's success.

How does Sigma ensure that workers receive local-like benefits?

Is it easy to switch to Sigma?

Can I customize the categories for my expenses and income?

Are there any hidden fees in your pricing plans?

How secure is my financial data within the platform?

We get you to every country

We get you to every country

From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.

From Buenos Aires to Manila, hire contractors and employees anywhere with Sigma.

Book a Demo

160+ countries

  • Argentina

  • Guinea

  • Scotland

  • Ecuador

  • Europe

  • Brazil

  • Romania

  • Vietnam

  • Canada

  • Belgium

  • Paraguay

  • Argentina

  • Myanmar

  • Cayman

  • Qatar

  • Honduras

To hire from.

Incorporated outside of the U.S.?

International companies can also use Sigma. Book a demo to learn more.

Analytics and Reporting

Grow Your Team, Grow Your Business

Grow Your Team, Grow Your Business

Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.

Streamline HR processes and empower your team with our products. Facilitate manage employee data, and more in one platform.

Book a Demo

The payroll platform for businesses powered by global emerging talent.

© 2025 SigmaRemote. All rights reserved.

🏢 Company

🏢 Why Remote Teams choose us

🏢 Why Gig Platforms choose us

📚 Resources

Sigma vs Payoneer

Sigma vs Veem

Sigma vs PayPal

About us

Sigma vs Wise

Sigma vs Hyperwallet

Sigma vs Deel

Sigma vs Remote

Sigma vs Rippling

Sigma vs Gusto

Sigma vs Ontop

Get in touch

Glossary

Pricing

Press

Book a Demo

Blog

🛡 Trust

Privacy Policy

Terms of Service

The payroll platform for businesses powered by global emerging talent.

© 2025 SigmaRemote. All rights reserved.

🏢 Company

🏢 Why Remote Teams choose us

🏢 Why Gig Platforms choose us

📚 Resources

Sigma vs Payoneer

Sigma vs Veem

Sigma vs PayPal

About us

Sigma vs Wise

Sigma vs Hyperwallet

Sigma vs Deel

Sigma vs Remote

Sigma vs Rippling

Sigma vs Gusto

Sigma vs Ontop

Get in touch

Glossary

Pricing

Press

Book a Demo

Blog

🛡 Trust

Privacy Policy

Terms

The payroll platform for businesses powered by global emerging talent.

© 2025 SigmaRemote. All rights reserved.

🏢 Company

🏢 Why Remote Teams choose us

🏢 Why Gig Platforms choose us

📚 Resources

Sigma vs Payoneer

Sigma vs Veem

Sigma vs PayPal

About us

Sigma vs Wise

Sigma vs Hyperwallet

Sigma vs Deel

Sigma vs Remote

Sigma vs Rippling

Sigma vs Gusto

Sigma vs Ontop

Get in touch

Glossary

Pricing

Press

Book a Demo

Blog

🛡 Trust

Privacy Policy

Terms

The payroll platform for businesses powered by global emerging talent.

© 2025 SigmaRemote. All rights reserved.

🏢 Company

🏢 Why Remote Teams choose us

🏢 Why Gig Platforms choose us

📚 Resources

Sigma vs Payoneer

Sigma vs Veem

Sigma vs PayPal

About us

Sigma vs Wise

Sigma vs Hyperwallet

Sigma vs Deel

Sigma vs Remote

Sigma vs Rippling

Sigma vs Gusto

Sigma vs Ontop

Get in touch

Glossary

Pricing

Press

Book a Demo

Blog

🛡 Trust

Privacy Policy

Terms of Service

Create a Free Account